2021.8 Replace: The brand new provide is 50k, and that is the very best ever provide on this card.
2021.6 Replace: There’s a brand new hyperlink with 20k+$200 provide.
2020.6 Replace: The upper provide expired. There’s solely 20k provide now.
- 50k provide: earn 50,000 bonus factors after you make at the least $2,500 in purchases in your new card inside 90 days of account opening. That is the very best ever provide on this card.
- The Amtrak factors are value about 2.5 cents/level, so the 50k sign-up bonus value about $1,250.
- You’ll additionally obtain a complimentary Companion Coupon, One-Class Improve and a single-day ClubAcela cross for entry to ClubAcela, Amtrak Metropolitan LoungeSM or First-class lounges upon account opening.
- Earn 3 factors for each $1 spent on eligible Amtrak journey purchases, 2 factors per $1 spent on all different eligible journey purchases, 1 level for each $1 spent on all different purchases.
- Earn Tier Qualifying Factors (TQPs) in increments of 1,000 factors for each $5,000 in eligible purchases on this card, as much as 4,000 TQPs inside a single calendar yr.
- Get a 5% Amtrak Visitor Rewards level rebate once you e-book your Amtrak redemption journey utilizing this bank card.
- No overseas transaction payment.
- $75 annual payment, NOT waived for the primary yr.
- There could be blackout dates points for Companion Coupon and One-Class Improve and many others.
Beneficial Software Time
- We suggest you apply for this card after you’ve gotten a credit score historical past of at the least one yr.
- You possibly can have a number of similar bank card from BoA. You will need to wait at the least 90 days to use for a similar bank card, in any other case the appliance will probably be routinely cancelled.
- [New] 2/3/4 Rule: BoA will solely approve you for at most: 2 playing cards per rolling 2 months; 3 playing cards per rolling 12 months; and 4 playing cards per rolling 24 months. As a result of their IT system hasn’t been absolutely up to date but, it’s possible you’ll not get declined due to this rule. As a substitute, it’s possible you’ll get authorised at first, after which the account will probably be closed due to “authorised in error”.
The welcome provide for this card is superb throughout promotion, so it’s extremely really useful if you must journey with Amtrak. Since 2016.1.24, Amtrak has modified their zone based mostly redemption coverage to income based mostly, so the factors will probably be devalued for costly tickets. On the whole, we suggest individuals who journey with Amtrak lots to maintain this Amtrak bank card, as a result of it can save you fairly a bit with Companion Coupon and One-Class Improve and many others. For those who don’t need to all the time pay the annual payment, you’ll be able to take into account downgrade it to BoA Amtrak Rewards Platinum. For those who aren’t used to Amtrak, you’ll be able to proceed to journey with flights, it’s tiring to take lengthy distance trains (after all you’ll be able to see extra veiws).
Associated Credit score Playing cards
Beneficial Downgrade Choices
After Making use of
- Click on here to examine BoA utility standing.
- BoA reconsideration backdoor quantity: 877-383-0120 or 866-811-4108. It appears that evidently the quantity is altering. Please inform us without delay if it fails. The representatives right here can get in contact with decision-makers straight.
Historic Provides Chart