When you first enter debt review you have probably cut all your spending to the bone and realised that even that was not enough.
You needed the help of a Debt Counsellor and debt review to make arrangements via the courts to restructure your debt. This made things manageable.
But over time, we can take our eyes off the prize a little if we don’t consider our income and expenditure. More than just budgeting for the month it is time to look deeper and see what can be done to earn more and spend less. Its a topic we dive into in this issue.
Our cover this month is just a funny fantasy that many of us had as kids -to save so much money we could swim around in it like a certain cartoon duck.
[Debtfree Team] We hope you enjoy this issue of Debtfree Magazine.