Truity Credit Union 35-Month CD Rate Is Near The Top

Deal Abstract: 35-month Share Certificates, 1.00% APY, $500 minimal deposit.

Availability: Straightforward membership requirement for residents of Bartlesville (OK), Houston (TX), and Lawrence (KS); 270+ SEGs, together with a number of massive oil and fuel corporations.

Oklahoma-based Truity Credit Union (Truity) is presently providing 1.00% APY on its 35-month Share Certificates. The minimal deposit is $500, with no acknowledged stability cap.

1.00%$500Truity Credit score Union35 Month CD

Charges as of August 20, 2021.

The 35-month Share Certificates can also be supplied as an IRA Certificates (Conventional), incomes the identical APY with the identical deposit necessities.

As acknowledged on Truity’s Certificates web page, the Early Withdrawal Penalty reads as follows:

Share Certificates and HSA Certificates with phrases higher than
24 months will forfeit 182 days of dividends whether or not earned or unearned.

Based on CSR, partial withdrawals are allowed, so long as a minimal $500 stability is maintained. Dividends are compounded/credited quarterly and may stay on deposit within the Share Certificates or transferred to a Truity Share Financial savings account.

$100 Checking Account Bonus

Truity is providing a $100 bonus for opening considered one of its two checking accounts (Most well-liked or Benefit). The bonus is scheduled to run out on 9/30/2021. The supply code 100CHECKING should be used within the software. Solely households with no Truity checking account qualify. Extra bonus and checking particulars are supplied at Truity’s checking page.


Headquartered in Bartlesville, Oklahoma, Truity Credit score Union’s discipline of membership (FOM) appears barely disjointed, however the Credit score Union’s roots within the oil and fuel trade is the principle unifying issue.

Straightforward Membership: Residents of Bartlesville (OK), Lawrence (KS), and Houston (TX) who be a part of the Truity Education Foundation, Inc. ($25 payment), qualify for membership.

Employment/Affiliation: Staff and members of greater than 270 Group Companions (together with ConocoPhillips, Common Dynamics, Phillips 66, Tyson Meals, and the College of Kansas) are membership eligible. Whereas the overwhelming majority of the Group Companions are situated in Truity’s Bartlesville, Lawrence, and Houston market areas, workers of ConocoPhillips and Phillips66 exterior these three market areas are additionally eligible to affix.

Relationship: Fast members of the family (partner, baby, mother or father, sibling, grandchild, grandparent, together with step and adoptive) of present Truity CU members are additionally eligible to affix, as are people “residing in the identical residence sustaining a single financial unit” with a present Truity CU member.

Becoming a member of Truity could be finished online or at any of seven full-service branches situated in Bartlesville (OK), Houston (TX), and Lawrence (KS). Appointments can be found and could be scheduled online.

Foyer or digital appointments are restricted to advanced transactions, similar to establishing new membership or accounts, accessing secure deposit bins or assist with making use of for a mortgage. In the meantime, our drive-thru providers and Name Heart stay open for all teller-related transactions.

As soon as a membership has been established, a Share Certificates could be opened at any of the above-mentioned department areas, by cellphone (800.897.6991), or by accessing Truity’s on-line banking platform so as to add a further account.

A $25 minimal deposit in Share Financial savings account establishes a brand new Truity membership.

Truity participates within the CO-OP Shared Department community, giving members entry to greater than 5,600 shared branches at 3,500 credit score unions nationwide.

Do not dwell close to a department? Go to a Shared Department & carry out most transactions!

Credit score Union Overview

Truity Credit Union has an general well being grade of “A” at, with a Texas Ratio of two.75% (glorious) primarily based on March 31, 2021 information. Prior to now 12 months, Truity has elevated its complete non-brokered deposits by $101.24 million, a wonderful annual progress price of 12.58%. Please confer with our financial overview of Truity Credit Union (NCUA Constitution # 3130) for extra particulars.

At present, Truity is the fifth largest credit score union headquartered in Oklahoma, Truity Credit score Union has practically 70,000 members and property in extra of $1 billion. The Credit score Union was established in 1939 by the Jane Phillips Sorority in Bartlesville, and have become often known as the 66 Federal Credit score Union.

Mildred Hunt was the primary treasurer and he or she performed credit score union enterprise at her desk within the pipeline division at Phillips Petroleum Firm throughout her lunch break and after hours. At the moment a single quarter opened a financial savings account which allowed members to acquire unsecured loans as much as $50.

The Truity re-brand occurred in 2013 to assist convey that Phillips Petroleum Firm and ConocoPhillips weren’t the one two worker teams served by the Credit score Union, and “assist place the Credit score Union for future progress and monetary energy.” In case you have been questioning, “Truity” is a manufactured phrase, combining belief and integrity.

How the Share Certificates Compares

When in comparison with the opposite similar length-of-term CDs tracked by, requiring an identical minimal deposit and obtainable inside the FOM, Truity Credit score Union’s 35-month Share Certificates APY presently ranks second.

Curiosity FeeCD Size of Time periodCredit score Union/Financial institution
1.01% APY3-Yr Fastened CD (EWP=360 days)Lafayette Federal Credit score Union
1.00% APY35-Month Share Certificates (EWP=182 days)Truity Credit score Union
0.95% APY3-Yr CD (EWP=180 days)Evansville Academics Federal Credit score Union

The above charges are correct as of 8/20/2021.

To search for the perfect CD charges, each nationwide and state particular, please confer with our CD Rates Table

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