INSURANCE

100+ Best Insurance Blogs – Life, Business, Auto, Health, Travel and Home Insurance

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Life insurance represents an extremely useful financial tool to solve a rare, but catastrophic potential problem, at an extremely low price. This low price is called the premium and the problem is the increased financial burden if one of the parents does not come home one night due to an untimely death. But that financial burden is much more than just the loss of income; it may also be the loss of the chief caregiver. That caregiver provides all sorts of economic value for the family. The loss of that caregiver can be a huge long term issue for the family moving forward. Who Needs Life Insurance To begin with, both parents working and not, need life insurance. Given its low cost and easy to understand format, term life insurance may be their best bet, it certainly will be the easiest option. There are of course financial situations with extremely wealthy families that may not need a life insurance policy, but those are rare in deed. If you don’t already have your child’s college education completely saved up for and have an additional half a million dollars in the bank, then you are not one of these people. Many consumers incorrectly assume that it is the working spouse that only needs life insurance and this assumption is dead wrong. In the one working family household, the working spouse may bring home the money, but it is generally the non-working spouse that provides any number of roles and functions, often in the background. Recent changes in our society have meant that increasingly the stay at home parent might just as well be the dad. Stay at home dads need life insurance as well. Calculate Coverage Needs One of the hardest parts about shopping for life insurance for stay at home parents is determining how much life insurance non-earning individual’s need. This is very important because getting the right amount of coverage in place may be the difference between happiness and sorrow. The old rule with the working individual was to shoot for about ten times earnings. Since life insurance proceeds are typically income tax free, this would often leave the mourning family with a fairly sizable pile of cash to invest. This rule can also be turned around and used for the non-working spouse who can shoot for four to six times that income. Piled up together than the total life insurance policies could encompass 14 to 16 times the working spouse’s earnings. There are certainly other more complicated methods to determining exactly how much life insurance that you will need. Sitting down and calculating exactly all of the costs needed to get your child out of the house and through college is really the ideal way. Determine The Policy Length Term life insurance policies are sold in bands of time, such as 10, 15, 20, 25, and 30 years. Often it is best for clients to think of the time period that it will take to get your youngest, or youngest planned child, out of the house and even through college. For a newborn this could mean a 25 year term policy. When the youngest child is 12, it might mean a ten year policy. Since the policies are in five year increments, it’s not going to be picture perfect. Should you Buy Life Insurance While you are Pregnant? Many parents rush out to buy life insurance as soon as they are pregnant, but depending on your situation this may or may not be a good idea. In order to get the best price possible, many insurance policies require a paramedical exam which is a life insurance examination done at your home. Depending on your age, risk category, weight, and other medical professionals it may make sense to wait until after the pregnancy. However if you are going to try and get the life insurance while you are pregnant I would suggest that you do it quickly, as in as soon as you can. Early on in the pregnancy it’s usually easier than later on. How to Save Money on Term Life Insurance for the Stay at Home Spouse There are all sorts of tips and secrets to purchasing level term life insurance. My favorite tip is to ask that candidates to do a little reading and understand about the major types of life insurance out there: Whole, Universal, and Term insurance. By doing your homework BEFORE you call an insurance agent you may protect yourself from buying an overpriced type of life insurance that you do not want or need. Another best practice is to always check the financial strength rating of any insurance company before you buy the policy. Anything in the B range and below should probably be avoided if possible. Many consumers don’t spend enough time shopping around for the right agent instead immediately choosing the first insurance agent that they come across. This could cost you big time, especially if you have a more complex life insurance case. Don’t just get a quote from your home auto carrier, but look around for an independent life insurance agent. If you do have a complex underwriting situation from diabetes, or your weight, your best life insurance agency, believe it or not, may come from an online search. Some insurance agencies specialize in certain hard to write classes. When buying life insurance as a stay at home mom or stay at home dad, you may have to consider how much insurance the other spouse currently has in force. Some insurance companies will not allow more insurance on the non-working spouse than the working spouse. Lastly, don’t sign up for anything that you do not fully understand. If the insurance agent can’t explain it to you in five minutes or less, I’d consider other options. About the Author Scott W Johnson is the owner of WholeVsTermLifeInsurance.com – an independent comparative life insurance website that assists clients in learning and buying optimized life insurance products.

The insurance industry is now booming, and many investors are taking steps to join in the global insurance trend. More so, the fortunes of the global insurance industry are shared among many participants, such as the investors and bloggers.

The latter category is for the people that intend offering concise information about the insurance industry, as well as providing their services for some pay, like running insurance affiliate program. So, if you’re looking at discovering some of the platforms or blogs where you can gather information about different kinds of insurance, then some of the top 100+ best insurance blogs detailed below would be of help to you.

1. Insurance Journal

If you’re interested in the casualty niche of the insurance industry, then the Insurance Journal is the perfect blog you need to read. Interestingly, you get to find the latest business news about the Property and the Casualty niche of the insurance industry.

2. Trupanion Blog

Here is the ideal blog for pet lovers. The
Trupanion Blog provides necessary information that aids you in understanding
the processes involved in providing insurance for your pets, such as puppies,
cats, and dogs.

3. Agent Branding System Blog

This blog provides relevant data about the
emerging trends within the insurance industry. You can take a cue from the same
to run advanced marketing campaigns in your preferred insurance niche.

4. QQ Solutions

Both startups and established insurance
brands need to learn more about the dynamics of the market. So, use the details
from this blog to get insights about the steps required to boost the marketing
strategies of your insurance niche.

5. Chill Insurance Ireland

Whether you’re looking for insurance for homes or automobiles, you can be sure that the Chill Insurance Ireland blog is the best place to gather useful information.

6. Huntley Wealth Insurance

This blog provides necessary information
about the long-term life
insurance quotes for high-risk medical
conditions between the ages of 50 and 75.

7. LeadPops

Real estate enthusiasts now have a blog to
get information about the real estate niche, courtesy of the leadPops blog.

8. The StartUpSelling

This is the ideal blog for people looking
for tips on improving their insurance agency’s Search Engine Optimization (SEO)
strides.

9. Advisor Evolved Blog

Some of the insurance details you would
get here include but not limited to lead generation, traffic for gathering
prospects and clients, and web automation.

10. Insurance Splash

The Insurance Splash blog is the best
place to be for people looking to get details about improving their sales, such
as value selling and referral marketing.

11. Agency Revolution Blog

If you’ve been wondering how to land and
maintain your clients in the insurance industry, then this is the best blog you
can read.

12. Agency Marketing Machine

You wouldn’t want to miss out on the
educational materials offered on this blog, as some of the topics covered
extend to case studies and infographics about the industry.

13. Majesco

The world continually evolves, and so does
the insurance industry. As a way of helping you and many other insurers to monitor
the industry, the Majesco blog is there to provide insurance software and consulting
services to boost the innovation needed for making the most out of the industry.

14. EINSURANCE

It’s time to make the most out of the insurance
industry by getting real-time quotes to help you in comparing online insurance quotes.

15. Merlin Law Group

Despite the insurance being the core principle
behind the institution of insurance agencies, there may still be a need for the
law to come in at intervals. That’s why you need to go through the Merlin Law
Group, which is a blog that provides honest legal counsel and advocacy to
claimants and policyholders.

16. Glenn Insurance

This blog can help you save more money by
offering full-service brokerage for personal and commercial insurances.

17. My Top Insurance Blogs

MyTopInsuranceBlogs is one of the best insurance blogs you can follow and read. Whether you’re looking for information about car insurance, life or home insurance, the blog is here to offer up-to-date details about what you need.

18. NobleOak

NobleOak has carved a niche for itself in
the life insurance niche where it takes Australians and their families on the
journey of securing their lives and those of their loved ones.

19. Scott Insurance

Risks are part of every business, and the
insurance industry is not an exception. Therefore, keep tabs on Scott Insurance
to get insights about creative solutions for reducing risks.

20. QuoteShark Blog

The QuoteShark Blog provides specific
information to brokers and the insurance industry in general.

21. A-WIN Insurance Blog

The A-WIN Insurance Blog is famous for providing insurance topics on business insurance broker, car, and the home.

22. Smart Pro Marketing

This blog offers concise information about market conditions. It’s worth mentioning that the blog provides up-to-date news and information about the movement of the insurance market, which is a way to discover if the market is favourable for investments or not.

23. Insurance Noon

Insurance Noon is the world’s leading source of insurance-related content on the web, focusing on industry news, buying guides, reviews, and much more. They cover the following areas of insurance, pet, health, disability, rental, travel, homeowners, life and auto insurance.

Final
Words

So, there you have them. Go through the
list and begin to follow the insurance blogs that fit into your description. Do
you have any other insurance blogs in mind? Tell us in the comment section!

Editorial Team
We are passionate about the insurance industry. Our primary goal is to become your one-stop shop for everything insurance. We work with various insurance companies, agents, brokers, marketers, and blogs to ensure we serve you better. Whether you want to learn about aviation, auto, business, boat, disability, farm, health, home, life, travel, yoga, or plumbing insurance, we’ve got you covered. For inquiries, send us an email to [email protected]





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