Because debt review is a legal process that goes either via the National Consumer Tribunal or the Magistrates Court it is necessary to get legal assistance.
When applying for debt review, your Debt Counsellor will recommend an attorney they find to be effective. If you decide to use their services, they will tell you in advance what the legal fees will be.
Traditionally, these are drawn as PART OF your new adjusted debt repayment in the 2nd month of your debt review. So, you will not have to find extra money somewhere to cover these costs.
All credit providers know about the legal side of debt review and what these costs are. The fees will also be shown in your proposals and court documentation.