If you are unsure about what to do, then why not go talk to your local Debt Counsellor and ask them to look at your income, budget and debt?
The stress you feel is mostly because you don’t have enough information to make the best choice. And without the information you might make the wrong decisions about your finances. So, get the information.
‘The stress you feel is mostly because you don’t have enough information to make the best choice’
As a trained professional, who knows finances and the banking system, a Debt Counsellor will have insights into all the different options that you have. The truth is that with all their training and experience they simply know things that you do not. So, ask them. It doesn’t even cost you anything to ask for advice.
If debt review is the right option for you then they will tell you. If it is not the right option, they will explain what other steps you can take instead.
Take back control of your financial situation today!
If you put off doing something about your situation, time will go by, your debt will continue to grow and things may be much worse than they are right now. There’s no time like the present.