Non-affiliate disclosure: all information about the this card have been collected independently by US Credit Card Guide and has not been reviewed by the issuer.
2022.7 Update: This card is improved: previously you earn 3% cashback on grocery, 2% on gas, and 1% on everything else. Now you can earn 3% cashback on grocery, gas, and U.S. online retail purchases! Limit $6k per calendar for each category.
2021.10 Update: The new offer is $250. You may need to use incognito mode or a VPN to see it.
2021.5 Update: The new offer is $150+$150. Screenshot.
Application Link
- AmEx Blue Cash Everyday (BCE). Possible to see $250 offer. Note that you have to use the incognito mode or empty the cache in your browser to see the higher offer. If you can only see a lower offer, please try a few more times. Now the offer differs by location, you may need a VPN to see the big offer, see How to Use VPN to Get Amex Big Offers for details.
Benefits
- $250 offer: earn $250 cash back after spending $2,000 in first 3 months.
- Earn 3% cash back at US supermarkets, US gas station, and US online retail purchases; 1% cash back on other purchases.
- Here is the definition of US online retail purchases: “The purchase must be made on a website or a digital application (an app) from a U.S. retail merchant that sells physical goods or merchandise directly to consumers.” If you are not sure, before making big purchases, you’d better do a small purchase and see whether you actually earn 3% on that merchant.
- Easy to get approved, you can try to apply for this credit card when you only have a credit history for 3 months (make sure you can see your credit report before applying).
- With this credit card, you can get access to Amex Offers, which often offers very good discounts at some stores. In the past we have seen offers like: Spend $15 or more and get $5 back at Walmart; Spend $75 or more and get $25 back on Amazon.com.
- Refer a friend: You can earn $75 for every approved account you refer, up to $550 per calendar year.
- No annual fee.
Disadvantages
- You can only earn 3% cashback on the first $6,000 purchases for each bonus category per calendar year, after that you can only earn 1%.
- According to the definition by American Express, Target, Walmart, and Costco don’t count as supermarkets, and thus you will only get 1x when shopping there.
- This credit card is on American Express’s Network, not Visa or MasterCard, so some small stores may not accept it.
- The 3% bonus categories are limited within the United States. Well, the Foreign Transaction Fee exists anyway, so better not use it outside the US.
Recommended Application Time
- You can only get the welcome bonus once in a lifetime, so be sure to apply when the historical highest offer appears.
- AmEx doesn’t care about the number of hard pulls.
- You can try to apply for it when you have a credit history of 3 months.
- You must wait at least 90 days between the application for BCE and BCP, otherwise the application will be cancelled.
- Only 2 AmEx credit cards can be approved within 90 days, but this rule does not apply to charge cards. Multiple cards approved in the same day will only have one Hard Pull.
- You can keep at most 5 AmEx credit cards, but this rule does not apply to charge cards.
Summary
Although this credit card has no annual fee, our most recommended grocery credit card is not this card, but should be one of AmEx Blue Cash Preferred (BCP), AmEx EveryDay Preferred (EDP), see Best Rewards Credit Cards For Grocery.
Related Credit Cards
After Applying
- Click here to check AmEx application status.
- AmEx reconsideration backdoor number: 877-399-3083. The “real” backdoor number of Amex is well protected. Different from Chase, the representatives from this AmEx reconsideration backdoor number only have the right to help you submit requests.
Historical Offers Chart
Note1: There were offers like $250 + $200 in the past. But the $200 part is actually 10%/20% cash back on some category in the first 6 months.
Note2: The $300 offer was actually: For each of the first 6 calendar months, you can earn one $50 statement credit after you spend $500 in that month. It’s really a hustle.
Application Link
- AmEx Blue Cash Everyday (BCE). Possible to see $250 offer. Note that you have to use the incognito mode or empty the cache in your browser to see the higher offer. If you can only see a lower offer, please try a few more times. Now the offer differs by location, you may need a VPN to see the big offer, see How to Use VPN to Get Amex Big Offers for details.