With debt review, you get a clear realistic plan for your money.
It helps you (1) pay your debts, (2) cover what you need each month and (3) still have a little left over for some fun.
In the past, you may have had no idea where your money was going. You may have had a lot more ‘month than your money’. Your version of a budget may have been throwing all your slips into a draw in your desk and then closing it till next month. Maybe making up a budget was scary because you knew the figures would not add up and that would just make you even more stressed.
Debt review changes that.
Once you enter debt review you will now have a detailed budget to work with. This is because you will sit with a trained expert who can help you think about all the things you need and even the things you have forgotten about or given up on long ago.
Perhaps you have been driving around in your car without insurance because you could not afford it. Maybe you never saved anything towards changing your tyres or servicing your vehicle. When you enter debt review, that changes.
Part of the budget your Debt Counsellor helps you create will be for upcoming expenses for the kids, the car, doctors’ visits and yes, even saving something each month.
Debt review is not just about paying off debt; it’s about reclaiming control over your finances and having the flexibility to enjoy life without constant worry.