They say, no plan survives the start of a battle*.
And getting rid of debt, is a real battle, no lie!
Most people live their entire adult lives locked in debt, with little to no hope of escaping. As a result, they are forced to sell their future to pay for their past and can get caught in a downward spiralling journey into more and more debt.
To break out of that trap is hard. The entire system around us seems designed to get us into debt (for housing, for education, for food).
How do you become debt free and stay debt free?
It takes hard work, and most of us don’t really like that word, but good things often require a little sweat.
On top of that, things just seem to keep getting tougher. So, thank goodness for debt review and the amazing debt counselling process that is built into local law.
Consumers these days have more options than ever to deal with their debt. Consumer rights have never been stronger. So, if you are struggling with debt, please get some advice and make a plan, even if that plan is not debt review, that’s fine, just make a plan and stick to it. If that plan is debt review, then consider some of the advice and tips in this issue that may help you stay on track, despite the rising cost of living and distractions that come your way.
In this issue we take a moment to acknowledge that running any business requires finding potential clients and letting them know about your services, this includes debt review practices.
Some people forget about this when considering debt review fees. With many people seriously over indebted, it might be tempting to think that people are queuing up for debt review but sadly (for them and Debt Counsellors) that is not the case. So, it is up to us to let people know how great debt review can be, if you know what you are getting yourself into and fully commit to the process.
On a more personal note, I will just say that losing a parent is tough, but it has been so comforting to receive all the personal condolence messages and support for our family, thanks for that, I really appreciate it. It’s a good reminder that time is limited, and you don’t want to spend your time trapped in debt and stress. So, once again, make a plan!
‘time is limited, and you don’t want to spend your time trapped in debt and stress’
While no plan is perfect, they also say: “if you fail to plan, you are planning to fail”. So any plan is better than no plan, and with debt review and a debt counsellor in your corner, you are more likely to succeed and actually get debt free.
* First contact with the enemy