Ever wondered about those forgotten 401(k) plans from past jobs? MeetBeagle is here to help you track them down and optimize your retirement savings. For those asking, “is MeetBeagle safe?” it’s designed with top-notch security and affordability in mind.
MeetBeagle acts as your personal financial assistant, locating old 401(k)s from previous employers and making sure your money is well-invested. If you had employer-matched contributions, there could be free money waiting for you.
This service simplifies the often confusing process of retirement planning, especially with multiple 401(k) accounts. It identifies hidden fees and offers an easy way to consolidate and boost your retirement savings.
My MeetBeagle review dives into its features, costs, and user experience to help you decide if it’s the right tool for managing your 401(k) plans. So read on to find out more. If you are more of a visual learner, check out this MeetBeagle video review:
For an in-depth look into MeetBeagle check out our full review.
What is MeetBeagle?
MeetBeagle is like having a savvy financial detective by your side, dedicated to finding your forgotten 401(k) accounts and simplifying your retirement planning. Founded in December 2020 by Cyprus Ghazanfar, Jeffrey Tha, and Shuo Jiao, MeetBeagle operates out of Silicon Valley.
Their main goal is to help you track down old 401(k) accounts from previous employers and roll them into a consolidated, manageable investment portfolio. Many of us have changed jobs over the years and might have left behind 401(k) accounts, losing track of these valuable assets.
MeetBeagle not only uncovers these accounts but also scrutinizes the fees associated with them, making sure you’re not overpaying.
But MeetBeagle’s vision extends beyond just locating old 401(k)s. They aim to be your go-to financial concierge for various aspects of your financial life.
Whether you need help with investment rollovers or want to optimize your retirement savings, MeetBeagle is there to guide you every step of the way.
MeetBeagle is designed to make your financial life easier and more efficient, ensuring you get the most out of your retirement savings without the hassle.
Is MeetBeagle Safe?
Wondering if MeetBeagle is safe? That’s a fair concern, especially when you’re handing over personal information to track down and manage old 401(k) plans.
Rest assured, MeetBeagle takes your security seriously. They use advanced encryption to protect your data, keeping it secure in an online vault. Your personal information is only used to deliver the services you sign up for, like locating forgotten 401(k)s or starting new investments.
MeetBeagle isn’t just any startup—it’s registered with the SEC as an investment advisor, with investments insured up to $500,000. Plus, they limit sharing your personal details strictly to completing the services you’ve requested.
When you sign up, you’ll create a password, and your data will be stored securely behind a firewall, similar to other reputable banking institutions.
With these robust safety measures, you can trust MeetBeagle to help you sort out your retirement savings securely.
External Beagle 401k Reviews & Ratings
| Site | Rating | |
| Benzinga | 5 | |
| Trustpilot |  |
MeetBeagle Benefits
Here are the main benefits users of Beagle 401k will experience:
- 401(k) Finder: MeetBeagle excels in locating your lost or forgotten 401(k) accounts from past employment, ensuring you don’t leave any funds behind.
- Rollover Management: Simplifies the rollover process for consolidating old 401(k)s into managed ETF portfolios, with no minimum investment requirement.
- Automatic Portfolio Rebalancing: Just like a robo-advisor, it automatically adjusts your portfolio to maintain your desired asset allocation and reinvests dividends.
- 0% Net Interest Loans: Offers the option to borrow from your IRA or 401(k) with the interest paid back into your account, essentially costing you nothing.
- Transparent Fees: A clear fee structure for rollovers and loans, including a low monthly membership fee, making financial planning more accessible.
- Investment Guidance: Provides expert advice on rolling over your old 401(k) to new or existing IRAs or workplace plans, with guidance through each step.
- Asset Management Services: As a qualified broker, MeetBeagle can start and manage a rollover account for you, offering a service comparable to robo-advisors.
- Low-Cost ETF Recommendations: Recommends low-cost ETFs for investment and manages the accounts, ensuring your investments are cost-effective.
MeetBeagle Pricing
MeetBeagle provides an affordable solution for managing retirement savings with a simple monthly subscription fee of $3.99. This fee gives you access to their robo-advisory service, offering competitive pricing compared to similar services.
If you’re considering a loan from your 401(k), MeetBeagle has a clear fee structure: a $2 monthly maintenance fee and a $99 loan initiation fee. Importantly, any interest paid on the loan is returned to you, making it a cost-effective option.
MeetBeagle also offers various plans for more personalized services. Although the fees are difficult to locate on the MeetBeagle website, Here is my handy breakdown of the fees:
| Service | Fee |
| Monthly Subscription (robo-advisory) | $3.99 |
| 401(k) Loan Maintenance | $2 per month |
| 401(k) Loan Initiation | $99 one-time fee |
| Starter Plan (track up to 7 old 401(k)s) | $19 – $25 one-time fee |
| Standard Plan (early access to old 401(k) funds) | $39 – $45 one-time fee |
| Premium Plan (meetings with financial coaches, ongoing account monitoring, 401(k) investment analysis) | $45 per quarter |
| Incoming Wire Transfers | $8 |
| Outgoing Wire Transfers | $25 |
| Retirement Account Terminations | $30 |
These fees make MeetBeagle a competitive option for anyone looking to streamline their retirement planning and investments with transparent and reasonable pricing.
How To Get Started With MeetBeagle
Getting started with MeetBeagle is straightforward and user-friendly, designed to make it easy for you to consolidate your retirement accounts and optimize your savings. Here’s my step-by-step guide to help you get started:
1. Sign Up for an Account:
- Visit the MeetBeagle website and click on the “Sign Up” button.
- Provide your email address and create a secure password.
2. Personal Information:
- Enter your personal details such as your full name, date of birth, and contact information.
- You may also need to provide your Social Security number for account verification purposes.
3. Employment History:
- List your previous employers, especially those where you had a 401(k) plan. This helps MeetBeagle track down your old retirement accounts.
- Providing accurate employment history ensures that all your old 401(k) accounts are located.
4. Account Verification:
- Verify your identity through the provided methods, which may include answering security questions or uploading identification documents.
- This step is crucial to ensure the security of your accounts and personal information.
5. Connect Financial Accounts:
- Link your current bank accounts and any known retirement accounts to MeetBeagle.
- This allows the platform to analyze your existing investments and provide recommendations.
6. Review and Consolidate:
- Once MeetBeagle locates your old 401(k) accounts, you can review the details.
- Decide which accounts to consolidate and initiate the rollover process through the platform.
My Final Thoughts on MeetBeagle
Wondering if your old 401(k)s are just gathering dust somewhere? MeetBeagle might just be the solution you’re looking for. A question many ask: “Is MeetBeagle safe?”
Absolutely, it uses top-tier security measures to protect your data, ensuring a secure path to rediscover and optimize those long-lost retirement funds.
MeetBeagle stands out as a financial navigator, guiding you through the maze of retirement planning with ease and security. With its straightforward fees and expert assistance in managing rollovers, it’s designed to make your retirement planning seamless and cost-effective.
If you’ve been looking for a sign to get your retirement savings in order, consider this it. Click Here to see how MeetBeagle can secure and simplify your financial future.
Get Started with MeetBeagle