With our busy lives, many of us don’t have time or energy to budget every expense. Also, many of us have recurring subscriptions for services that we don’t use. These costs add up over time and set us back financially. Hiatus is a FinTech solution for those problems. But what is the Hiatus app and what does it do exactly? Continue reading my review to find out.
What is The Hiatus App?
What is the Hiatus app? It’s a powerful solution to a common problem many of us face: managing our finances effectively. Often, we know there are areas where we could cut costs, like negotiating better rates on insurance or canceling unused subscriptions.
Yet, finding the time and energy to sort through these financial chores is easier said than done. The effort it takes to call customer service or compare quotes can seem daunting, especially when the immediate savings might appear minimal.
However, these seemingly small savings can accumulate significantly over time, making it crucial not to overlook them. Unfortunately, it’s all too easy to lose sight of these recurring payments and charges.
Enter the Hiatus app, a creation of a New York-based startup aimed at simplifying money management. This app doesn’t just help you keep an eye on your monthly bills and subscriptions; it actively takes steps to manage your finances better.
One of its standout features is bill negotiation, where the app intervenes to negotiate bills on your behalf, potentially leading to significant savings. Hiatus has already aided nearly one million users in gaining better control over their finances, proving itself as a valuable asset for anyone looking to streamline their financial life and save money in the process.
Hiatus App Benefits
The Hiatus app, launched by founders David Callis and Todd Gower in 2016, operates from New York and North Carolina, and has evolved into a robust financial assistant that simplifies the management of personal finances. This app is renowned for its ability to streamline tracking and negotiating monthly bills, subscriptions, and financial commitments, potentially saving users a significant amount on their monthly bills.
Hiatus offers an array of features aimed at enhancing financial wellness and user experience. Here is my breakdown:
- Bill Negotiation: A team of money experts steps in to negotiate bills such as utility, internet, and phone bills on your behalf, aiming for the best possible rates.
- Control Spending: The app acts as an automated financial assistant, guiding users to curb overspending on regular bills and subscriptions.
- Auto Tracking: Essential tracking features monitor monthly payments, upcoming bills, subscription renewals, and alert users about auto-charges, facilitating the cancellation process of unwanted subscriptions directly within the app.
- Budgeting Tools: Hiatus provides budgeting features that allow users to set up a monthly budget, offering step-by-step instructions and strategies to reduce bills and enhance potential savings.
- Customizable Alerts: Notifications keep users informed about rate increases, upcoming bill payments, and renewal dates, helping to secure better rates.
- Overdraft Protection: The app tracks bank account balances to prevent potential issues like overdraft fees, adding a layer of financial safety.
- Visibility into Auto-charges: Users gain insight into who is auto-charging them, offering better control over financial accounts.
- Subscription Management: Hiatus excels in subscription management, allowing for easy cancellation of unused or unnecessary subscriptions and pesky subscriptions, streamlining monthly subscriptions and reducing monthly subscription fees.
- Ultra-Secure: The app ensures data security with ultra-secure, bank-level 256-bit encryption, safeguarding dollars in transactions and sensitive financial information.
Hiatus App Costs
Hiatus provides a choice between a no-cost basic plan and a more feature-rich premium subscription. The basic plan comes with key budgeting and tracking tools, perfect for anyone who wants to keep a close eye on their spending and savings. If you’re after deeper financial insights and services like bill negotiation, Hiatus’s Premium plan steps up for $10 a month.
While the premium version does come with a fee, its real value shines through the potential savings it offers. By slashing bills and cutting out unneeded subscriptions, the amount you save could easily surpass the monthly premium cost, making it a smart financial move for those looking to maximize their savings.
Final Thoughts
Juggling bills and subscriptions can be overwhelming, especially when you’re trying to save money. That’s where the Hiatus app shines. It’s a game-changer for anyone looking to streamline their finances without the hassle. Hiatus doesn’t just watch over your expenses; it actively helps reduce them by negotiating bills and managing subscriptions, making it easier to keep more money in your pocket.
With nearly a million users already benefiting from its services, Hiatus proves its worth by offering features like automatic bill tracking, budgeting assistance, and customizable alerts to avoid overdraft fees. And with bank-level encryption, your financial details are secure.
If you’re tired of overpaying for services or losing track of your subscriptions, Hiatus could be the solution you’ve been searching for. Ready to take control of your finances with ease? Click Here to discover how Hiatus can make managing your money simpler and more effective.