February 2022 Net Worth Update – Laying Down The Law Debt


Budgeting, Monthly Reports

Loans

Loans Interest Amount Last Month Change Est. Payoff Date
Law Loan J 7.90% $32,424.79 $32,424.79 $0.00 Jul 2021
Law Loan C 7.90% $50,842.08 $50,842.08 $0.00 Apr 2023
Law Loan I 7.90% $37,204.67 $37,204.67 $0.00 Jul 2024
Law Loan F 6.80% $59,017.14 $59,017.14 $0.00 Apr 2026
Law Loan D 6.80% $17,085.41 $17,085.41 $0.00 Sep 2026
Law Loan B 4.60% $15,461.08 $15,461.08 $0.00 Feb 2027
Law Loan A 4.60% $10,195.23 $10,195.23 $0.00 April 2027
Spouse Private Loan 3.49% $15,004.59 $16,345.64 -$1,341.05 Nov 2024
Spouse Fed Loan A 3.10% $2,974.97 $2,974.97 $0.00 Apr 2025
Spouse Fed Loan C 3.60% $3,010.23 $3,010.23 $0.00 Apr 2025
Spouse Fed Loan D 3.60% $3,936.57 $3,936.57 $0.00 Apr 2025
Car Loan 3.19% $15,000.00 $13,718.33 $1,281.67 Jan 2026
Mortgage 3.06% $363,093.12 $365,000.00 -$1,906.88 Dec 2051
TOTAL LOAN AMOUNTS $625,249.88 $627,216.14
Total Last Month $627,216.14
Decrease from last month -$1,966.26
Last Month Payoff Date May 2027
Current Payoff Date April 2027

Assets

Assets Current Last Month Change
Investment Account $20,289.62 $20,668.22 -$378.60
Spouse 457b $21,205.67 $20,220.86 $984.81
Spouse 403b $79,688.23 $81,519.47 -$1,831.24
My IRA $14,105.86 $14,286.08 -$180.22
Kid 1 529 $3,637.66 $3,644.55 -$6.89
Kid 2 529 $636.57 $513.76 $122.81
Cash on Hand $13,423.72 $11,261.73 $2,161.99
Emergency Fund $31,135.44 $30,946.45 $188.99
House $468,919.00 $440,000.00 $28,919.00
TOTAL ASSETS $653,041.77 623,061.12
TOTAL NET WORTH $27,791.89
Net Worth Last Month -$4,155.02
Change in Net Worth $31,946.91



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