2022.5 Update: The newly improved cashback structure is: earn 3% cashback if you make the payment via PayPal; and earn 2% cashback on all other purchases! There’s also a new $100 welcome offer.
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Benefits
- $100 offer: earn $100 after spending $500 in the first 90 days.
- Earn 3% cashback if you make the payment via PayPal; and earn 2% cashback on all other purchases!
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Redeem Cash Rewards right to your PayPal balance and use them whenever you want. No redemption threshold.
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No annual fee.
Disadvantages
- It has foreign transaction fee, so it’s not a good choice outside the US.
Summary
Previously this card is a simple no annual fee 2% cashback card. After the improvement in 2022, it can also earn 3% cashback if you make the payment via PayPal! This is a very strong cashback structure. If you spend a lot on websites supporting PayPal, then this card is very useful. If you don’t spend a lot on PayPal, then there’s other no annual fee 2% cashback cards to consider, such as: Citi Double Cash (DC).
Historical Offers Chart
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