The ultimate goal of debt review is achieving financial freedom.
While the process can be challenging and somewhat restrictive in the short term, the long-term benefits are substantial. Completing debt review means you will be debt free, which leads to reduced financial stress and increased peace of mind.
When you feel a moment of doubt about whether you have made the right decision, focus on this end goal and remind yourself that the sacrifices made now will pay off in the future.
In addition to long-term benefits, there are many immediate advantages to being in debt review.
For starters, you will no longer receive all those nasty collections calls, emails, and no more scary letters.
Having a plan in place to deal realistically with all your debt allows you to sleep well at night. No more waking up in cold sweats or feeling nauseous.
And you also have access to financial advice from your Debt Counsellor.
These short-term benefits can provide immediate relief and motivation to stick with the process till you are debt free.