In my Oxford Income Letter review, I’ll look into this newsletter to help you understand what to know before subscribing to Oxford Income Letter. Dividend investing is a significant niche in the investment world, offering the potential for income even when share prices aren’t performing well. However, identifying companies with stable and sustainable dividends requires thorough research and insight.
The Oxford Income Letter positions itself as an affordable resource for dividend investors, focusing on presenting investments with above-average yields. With an annual subscription starting at just $49, it stands out for its affordability compared to other stock newsletters. This affordability factor is a key reason behind its long-standing subscriber base.
This review aims to provide a comprehensive look at the service, including the team behind it, the specific benefits it offers for building a diversified dividend portfolio, and potential shortcomings.
By examining these aspects, we aim to provide a well-rounded perspective on whether the Oxford Income Letter is a worthwhile investment for those seeking to enhance their dividend investment strategies. Let’s explore these details.
Learn More About Oxford Income Letter
What to Know Before Subscribing to Oxford Income Letter
There are a lot of key details you should know before making your decision to subscribe to the Oxford Income Letter. We will get into all the juicy details, but for now, I will get into some background information.
What is the Oxford Income Letter?
The Oxford Income Letter, a key publication from The Oxford Club, offers a wealth of investment knowledge, particularly in dividend investing. This monthly newsletter is the brainchild of Marc Lichtenfeld, the Chief Income Strategist at The Oxford Club, who brings a wealth of experience to this role.
Marc Lichtenfeld’s background is extensive and varied. He started his career on the trading desk at Carlin Equities before moving to Avalon Research Group as a senior analyst. Over the years, his financial commentary has been featured in prestigious publications like The Wall Street Journal, Barron’s, and U.S. News & World Report. He has also made appearances on CNBC, Fox Business, and Yahoo Finance, making him a well-respected voice in the investment community.
Lichtenfeld is not just an experienced investor and analyst; he’s also an accomplished author. His first book, “Get Rich With Dividends”, became a bestseller and was recognized as the Book of the Year by the Institute for Financial Literacy. The book, now in its second edition and published in multiple languages, is foundational to the Oxford Income Letter. His “10-11-12 System”, which is central to the book, focuses on securing progressively larger dividends each year.
The Oxford Income Letter provides subscribers with in-depth research and new stock ideas, covering a broad range of industries, including biotechnology, energy, financial, and real estate. The newsletter also offers weekly updates on major developments related to open recommendations and other dividend-focused content.
Oxford Income Letter Benefits
Here are the benefit you should be aware of before deciding whether to subscribe to Oxford Income Letter:
- Monthly Newsletter: Each month, subscribers receive a detailed digital newsletter that includes a new stock idea, company background, and specific investment advice such as buy-up-to-price and a standard 25% trailing stop for risk management. The newsletter also provides mid-month updates if any positions hit their stop-loss threshold.
- In-Depth Analysis: Apart from the main stock pick, the newsletter features sections like ‘Follow The Smart Money,’ ‘Fixed Income,’ and a ‘Snapshot’ of the latest stock pick or previous recommendations. ‘Marc’s Mailbag’ offers answers to subscriber questions, enhancing the interactive aspect of the service.
- Model Portfolios: The Oxford Income Letter provides four distinct model portfolios – Compound Income, Instant Income, High Yield, and Fixed Income – each catering to different investment goals and risk tolerances. These portfolios offer a diverse range of investment ideas beyond the average stock-picking newsletter.
- Special Reports: Subscribers have access to detailed reports expanding on recent recommendations or offering additional research. These reports help optimize income investment strategies.
- Tax Optimization Advice: The newsletter suggests the best ways to handle dividend income to minimize tax liabilities, such as placing stocks in specific types of accounts.
- Weekly Portfolio Updates: Subscribers receive regular updates on portfolio changes and general market information, offering a forward-looking perspective to help adjust investment strategies promptly.
- Oxford Income Blasts: For urgent trading information, the Oxford Club sends out income blasts to keep subscribers informed about rapid market movements.
- Access to Pillar One Advisers: Membership includes access to experts in various market and finance areas, offering tailored advice and insights.
- Bonus Features: New members receive additional reports and add-ons, including Marc’s featured report on oil and gas royalty for 2023, The World’s Leading Oil and Gas Partnership, and The Ultimate Gold Royalty Stream.
- Free Copy of ‘Get Rich with Dividends’: Subscribers receive a hard copy of Marc Lichtenfeld’s bestselling book, offering insights into dividend-rich companies.
- Dividend Riches Video Series: This six-part series provides strategies for income investing, focusing on dividend stocks.
- Money-Back Guarantee: A 12-month 100% money-back guarantee is offered, allowing subscribers to fully explore the service with the option of a full refund if not satisfied.
Oxford Income Letter Drawbacks
You should formulate a well rounded perspective before deciding whether to subscribe to Oxford Income Letter, which means looking at the negatives as well as the positives. Here are some potential shortcomings I think you should be aware of:
- Outdated Picks in Model Portfolios: Some of the older selections in the model portfolios may no longer carry a current buy rating. This aspect could limit the usefulness of these picks for subscribers who rely on the newsletter for up-to-date investment recommendations.
- Not Ideal for Growth-Focused Investors: The newsletter’s focus is primarily on income-generating assets, which might not align with the goals of investors who are more aggressive and growth-oriented. Those seeking capital growth may find that the Oxford Income Letter doesn’t fully meet their investment strategy needs.
Despite these relatively small drawbacks, the Oxford Club is not a scam, as evident in its track record dating back to 1989.
Oxford Income Letter Pricing
The pricing is arguably the most important aspect when considering a subscription to Oxford Income Letter. Here is my pricing breakdown:
- Standard Subscription ($79 per year): This level provides a digital-only subscription to the Oxford Income Letter. For new subscribers, the first year is available at a reduced rate of $49, after which it renews annually at $79. This subscription includes access to the monthly issues and the Ultimate Dividend Package, which consists of curated special reports.
- Deluxe Subscription ($129 per year): The Deluxe plan offers a digital subscription to the Income Letter with both email and website access. This package provides more comprehensive digital access compared to the Standard subscription.
- Premium Subscription ($249 per year): Priced at $79 annually for the first year (with the regular rate being $249), the Premium package is the most inclusive option. It provides subscribers with physical copies of the Income Letter, in addition to digital access. Subscribers also gain full access to special reports, four model portfolios, and a free hardcover of “Get Rich with Dividends” by Marc Lichtenfeld. The monthly reports and access to the model portfolios are key benefits of this package, alongside the special reports and complimentary book for deeper insights into dividend investing.
All subscription levels come with a 365-day satisfaction guarantee, allowing for a full refund within the first year if you’re not pleased with the service. It’s important to note that there are no monthly or quarterly billing options, and subscriptions must be canceled before the renewal date to avoid automatic renewal.
Final Thoughts
In conclusion, the Oxford Income Letter offers valuable insights for dividend investors, with various subscription options to suit different needs and budgets. From the detailed monthly newsletters and model portfolios to special reports and premium content, it caters to those focused on income-generating assets.
When considering what to know before subscribing to Oxford Income Letter, evaluate your investment goals against the newsletter’s focus on income assets and its suitability for your investment style. If high growth potential stocks is what you’re after, consider the Oxford Club’s alternative publication The Oxford Communique.
Remember, with a 365-day satisfaction guarantee, it’s a risk-free opportunity to explore dividend investing strategies. For those interested in enhancing their income portfolio, Click Here to subscribe to the Oxford Income Letter now.
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