The last few weeks have been tough. You know the type. It seems like everything that could go wrong, did. I work hard on stress relief. I lean toward high anxiety and stress is always a low hum in my life, even in the best of times. Lately, well, it’s been crazy. Rather than go for a run or do yoga, I have either crawled into bed with a glass of wine and a box of chocolates and binge watched Netflix or binge shopped on Amazon. Ugh. I knew things were bad when a box showed up at the door and I had no clue what was inside. This week, I’m working to get it under control. When I realize I’m overwhelmed and likely to be stupid, I stick by three standby responses:
1) Delay. If I deny, I fail instantly. If I think I’ll NEVER get something, I’ll cave immediately. Instead, I tell myself that I can order or eat whatever I want…if I can remember exactly what it was when I get home. Chances are very high that a) I’ll forget or b) decide it wasn’t what I wanted anyway.
2) Distract. Most of my bad actions are because I’m bored or tired and the stress is felt more deeply. I’ve been going for a walk at lunch daily to give myself a midday boost. It also keeps my away from my computer…and Amazon. I’ve also been telling myself that I can eat as much chocolate as I want if I eat a whole food first (like an orange, apple, bell pepper, etc.). When I eat something healthy first, I’m usually pretty good at resisting an entire bag of chocolate. Oh trust me, I definitely EAT THE CHOCOLATE, I’m not a robot. But I eat less if I distract myself first.
3) Forgive. Yup. There are some days I spend too much money. Rather than think I’m terrible with my budget and I might as well give up forever, I forgive myself and MOVE ON. It’s so easy to overspend then continue in that trend because you’ve already made a mess but DON’T.
What are your tips for preventing overspending when stressed? Freeze your debit cards? Make money difficult to get? Because these days, I’m open to suggestions!